When buying a home in Ottawa, you need more than the down payment. You also need money for land transfer tax, legal work, inspections and other expenses that arise before or on closing day.As a general planning guideline, the Canada Mortgage and Housing Corporation estimates that closing costs can range from 1.5% to 4% of the purchase price. The actual amount depends on the price and type of property, your...
When you make an offer on an Ottawa home, the price is only one part of the agreement. Conditions can give you time to confirm important details about the property and your ability to complete the purchase before the transaction becomes firm.The right conditions depend on the property, your financing and your level of risk. Some buyers need several protections, while others may complete certain...
Finding homes online is easy. Knowing which property fits your plans, what it is worth and how to protect yourself when making an offer is the part that requires experienced representation.The West Team is a full-service boutique real estate team serving buyers across Ottawa. You work directly with your agent, with the experience and resources of the wider team behind the purchase. The service covers more...
Buying your first home is exciting, but it also brings financial, legal and practical decisions that may be completely new to you. A mistake does not always mean choosing the wrong house. It can also mean misunderstanding your budget, removing an important condition or overlooking costs that appear after the offer is accepted.If you are buying your first home in Ottawa, avoiding these common mistakes can...
Packing boxes is only one part of moving. The details people forget are often the ones that create problems later: missed government mail, overlapping utility bills, misplaced closing documents or an essential item buried at the bottom of a box.Whether you are buying, selling or changing rentals, this Ottawa moving checklist covers 15 tasks worth handling before and immediately after moving...
If you have started browsing homes in Kanata, Barrhaven, Orléans or elsewhere in Ottawa, you may have come across two similar terms: mortgage pre-qualification and mortgage pre-approval.They are often used to describe different levels of financial review, but there is an important detail buyers should know: lenders do not always define these terms in exactly the same way. Some use them interchangeably,...
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